Welcome to NexGen Mortgages - Dominion Lending Centres

Welcome to NexGen Mortgages - Dominion Lending Centres, your trusted local mortgage specialists. We are conveniently located at 2840 Peatt Rd #519, Victoria, BC V9B 3V5, Canada, and are ready to help you with all your mortgage needs.  We service all of the greater Victoria area.  You can reach us at +1 250-634-0684.  

Your Path to Home Ownership Starts Here

At NexGen Mortgages, we start with a simple conviction: every Vancouver Island family—no matter their stage of life or credit history—deserves both a safe place to land and the financial breathing room to dream bigger. That philosophy drives everything we do. If you’re stepping onto the property ladder with your first downtown condo, we’ll translate the paperwork into plain English and secure a payment schedule that keeps your lifestyle intact.

Trading up to a forever home? Our brokers model multiple scenarios—bridge loans, portability options, renovation add-ons—so you see exactly how each choice affects your equity and monthly cash flow. And when it’s time to tackle high-interest debt or free up funds with a strategic refinance, we’ll redraw your mortgage to lower overall costs while shortening your path to true financial freedom.

Throughout it all, expect clear communication, zero hidden fees, and solutions designed to grow with you—because financing should feel empowering, not overwhelming.  We work for you not the big banks!  

Why Homebuyers and Homeowners Choose Us:

 

What You Get How It Helps You
Unmatched lender access We shop Canada’s leading banks, credit unions, monolines, and private lenders for the sharpest rates and most flexible terms.
Local market know-how Born and bred on the Island, we understand Victoria’s fast-moving neighbourhood trends, municipal incentives, and coastal property quirks.
Clear, advice-driven process Plain-language explanations, side-by-side loan comparisons, and proactive updates keep you fully in control.
Fast turnarounds Same-day pre-approvals and digital document tools mean you never miss an offer deadline—or a great rate drop.
Lifetime support Annual mortgage check-ups, renewal reminders, and refinance strategies as your needs evolve.

 

Mortgage Broker Services

1. Mortgage Brokerage

  • First-time buyers: Low-down-payment options, CMHC guidance, and step-by-step coaching.

  • Move-up & new construction: Bridge financing, portability analysis, and construction draws.

  • Investment properties: Cash-flow modeling and rental offset strategies for single or multi-unit holdings.

2. Mortgage Refinance & Renewals

  • Secure lower rates, consolidate higher-interest debt, or access cash for renovations, education, or retirement planning—without selling your home.

3. Private & Specialty Lending

  • For self-employed clients, credit-rebuilding scenarios, or fast closings that don’t fit the banks’ boxes, we source equity-based lending with clear exit strategies.

How We Work

  1. Free Discovery Call – Tell us your goals; we outline your best-fit options in 15 minutes.

  2. One-Click Application – Secure, mobile-friendly portal speeds up paperwork.

  3. Market Scan & Negotiation – We pit lenders against each other to win you superior pricing and features.

  4. Smooth Closing – We coordinate appraisals, legal, and insurance so you can focus on packing boxes—not chasing documents.

  5. Ongoing Care – Expect annual reviews and alert-me-first rate watch so your mortgage stays optimized for the long haul.

Meet Our Team:

Ready to take the next step towards home ownership? Contact us today at +1 250-634-0684 to schedule your free mortgage consultation.

 

Call Us